Padalix payment user traveling internationally
PRESENTATION / 2026STELLAR TESTNET01 / CASE

BUILD ON STELLAR PHILIPPINES / 2026

Crypto to cash, instantly connected.

A mobile-first payment system that makes stablecoin settlement usable for real families, freelancers, businesses, and recipients without bank accounts.

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PAYMENTS & REMITTANCESFINANCIAL INCLUSIONSTABLECOINS & PAYFI

02 / CORE USER FLOW

From stablecoin to real-world payout.

01

Load

Fund a Padalix wallet with USDC or a PHP stablecoin.

02

Route

Select recipients and payout methods while Stellar finds the liquidity path.

03

Receive

Deliver through GCash, bank, cash pickup, QR, phone, or claim code.

03 / MVP CAPABILITIES

One payment system. Multiple ways to arrive.

01

Smart Family Distribution

One transfer automatically splits across multiple recipients using saved rules.

02

Receive Without Bank

Claimable transfers make phone, QR, and code-based receiving possible.

03

Real-time FX

Show the sender the route, conversion, fee, and expected delivery before confirmation.

04

Milestone Escrow

Soroban contracts lock and release funds when agreed conditions are confirmed.

05

Cash Pickup

Extend digital settlement to recipients who depend on physical payout networks.

06

Transfer Status

Track the payment from initiation through settlement and recipient delivery.

04 / TARGET MARKET

Built first for the people moving value into the Philippines.

  1. 01OFWs AND FILIPINO FREELANCERS
  2. 02UNBANKED PHILIPPINE RECIPIENTS
  3. 03SMES AND CROSS-BORDER PAYROLL

05 / LONG-TERM VISION

The infrastructure layer behind global money movement.

The long-term goal is to become the AWS for global money movement: invisible, programmable infrastructure that financial products can build on, starting in the Philippines and expanding across major remittance economies.

06 / SOURCE DOCUMENT

PADALIX IDEA SUBMISSION / CHECKPOINT 1

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